UP Mukhyamantri Awas Yojana

iAbout This Scheme

Housing assistance scheme for urban poor in Uttar Pradesh providing a subsidy of ₹1.20 lakh per unit for construction or purchase of dwelling units. It targets economically weaker sections unable to avail central housing schemes.

🎁Key Benefits

₹1.20 lakh financial assistance per housing unit
Covers construction of new houses and repair of kutcha houses
Priority given to SC/ST, women-headed households, and disabled persons
Linked with basic amenities — toilet, electricity, and water connection

✅Eligibility Criteria

1
Urban poor not covered under PMAY (Urban)
2
Must not own a pucca house
3
UP domicile required
4
Priority to SC/ST, women-headed, and disabled households

🤖

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📝How to Apply

❓Frequently Asked Questions

What is the benefit under PMAY?

Under Pradhan Mantri Awas Yojana, eligible beneficiaries get assistance of ₹1.5 lakh (rural) or subsidy on home loans (urban). The scheme aims to provide 'Housing for All' by 2024.

Who is eligible for PMAY?

EWS (income up to ₹3 lakh/year), LIG (₹3–6 lakh/year), and MIG (₹6–18 lakh/year) households who do not own a pucca house anywhere in India are eligible.

How to apply for PMAY?

Apply online at pmaymis.gov.in or visit your nearest CSC (Common Service Centre), Bank, or Urban Local Body office. You need Aadhaar, income certificate, and property documents.

Can I get PMAY benefit if I already have a home loan?

Yes, under CLSS (Credit Linked Subsidy Scheme) of PMAY, you can get interest subsidy on existing or new home loans if you haven't availed any central government housing scheme earlier.