Pradhan Mantri Awas Yojana (PMAY)

iAbout This Scheme

Housing for All mission providing financial assistance to economically weaker sections, low-income groups, and middle-income groups to buy, build or enhance their homes.

🎁Key Benefits

Up to ₹2.67 lakh subsidy (EWS/LIG)
Interest subsidy on home loans
Women ownership/co-ownership priority
Ground floor preference for disabled/elderly

✅Eligibility Criteria

1
EWS (annual income up to ₹3 lakh)
2
LIG (annual income ₹3–6 lakh)
3
MIG-I (annual income ₹6–12 lakh)
4
No pucca house in family's name anywhere in India

🤖

Not sure if you qualify?

Use our AI to check your eligibility in 30 seconds

Check Now

📝How to Apply

❓Frequently Asked Questions

What is the benefit under PMAY?

Under Pradhan Mantri Awas Yojana, eligible beneficiaries get assistance of ₹1.5 lakh (rural) or subsidy on home loans (urban). The scheme aims to provide 'Housing for All' by 2024.

Who is eligible for PMAY?

EWS (income up to ₹3 lakh/year), LIG (₹3–6 lakh/year), and MIG (₹6–18 lakh/year) households who do not own a pucca house anywhere in India are eligible.

How to apply for PMAY?

Apply online at pmaymis.gov.in or visit your nearest CSC (Common Service Centre), Bank, or Urban Local Body office. You need Aadhaar, income certificate, and property documents.

Can I get PMAY benefit if I already have a home loan?

Yes, under CLSS (Credit Linked Subsidy Scheme) of PMAY, you can get interest subsidy on existing or new home loans if you haven't availed any central government housing scheme earlier.