National Pension System (NPS) — Private/Unorganised Sector

iAbout This Scheme

Voluntary long-term retirement savings scheme offering market-linked returns with tax benefits under 80C and 80CCD, open to all Indian citizens including self-employed and private sector employees.

🎁Key Benefits

• Market-linked returns (historically 9–12% per year)
• Tax deduction under 80CCD(1): up to ₹1.5 lakh
• Additional ₹50,000 deduction under 80CCD(1B)
• 60% of corpus tax-free on retirement
• Minimum ₹500/year contribution
• Portable across jobs and locations

✅Eligibility Criteria

• 1
  Any Indian citizen (resident or NRI)
• 2
  Both employed and self-employed can join
• 3
  KYC compliant

📝How to Apply

❓Frequently Asked Questions