LIFE Mission Housing Kerala

iAbout This Scheme

Comprehensive housing scheme for landless and homeless families in Kerala, providing ₹4 lakh for house construction or purchase of land-and-house to ensure every family has a home by 2025.

🎁Key Benefits

₹4 lakh financial assistance for house construction (landless: ₹4 lakh for land + house)
Prioritizes landless, homeless, tribals, coastal fisherfolk
Houses built in 90–120 days with beneficiary participation
Pucca house with basic amenities — toilet, kitchen, electricity connection

✅Eligibility Criteria

1
Must be landless or homeless
2
Annual family income below ₹3 lakh
3
Permanent resident of Kerala
4
Priority to SC/ST, coastal fisherfolk, tribals, and flood-affected
5
Must not own any pucca house anywhere in India

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📝How to Apply

❓Frequently Asked Questions

What is the benefit under PMAY?

Under Pradhan Mantri Awas Yojana, eligible beneficiaries get assistance of ₹1.5 lakh (rural) or subsidy on home loans (urban). The scheme aims to provide 'Housing for All' by 2024.

Who is eligible for PMAY?

EWS (income up to ₹3 lakh/year), LIG (₹3–6 lakh/year), and MIG (₹6–18 lakh/year) households who do not own a pucca house anywhere in India are eligible.

How to apply for PMAY?

Apply online at pmaymis.gov.in or visit your nearest CSC (Common Service Centre), Bank, or Urban Local Body office. You need Aadhaar, income certificate, and property documents.

Can I get PMAY benefit if I already have a home loan?

Yes, under CLSS (Credit Linked Subsidy Scheme) of PMAY, you can get interest subsidy on existing or new home loans if you haven't availed any central government housing scheme earlier.