Raita Vidya Nidhi — Education Loan for Farmers' Children Karnataka

iAbout This Scheme

Subsidized education loan at 1% interest per annum for higher education of children of Karnataka farmers, enabling rural agricultural families to fund professional and degree courses.

🎁Key Benefits

• Education loan at 1% interest per annum
• Loan up to ₹5 lakh for professional courses
• Up to ₹2 lakh for degree/diploma courses
• State government pays remaining interest component
• Moratorium during course period

✅Eligibility Criteria

• 1
  Parent must be a farmer with agricultural land in Karnataka
• 2
  Student must be admitted to a recognized college or institution
• 3
  Family annual income below ₹2 lakh

📝How to Apply

❓Frequently Asked Questions