Ashraya Housing Scheme Karnataka

iAbout This Scheme

Free pucca house construction assistance for BPL families in rural Karnataka who are homeless or living in dilapidated structures, providing ₹1.20–₹1.75 lakh for house construction.

🎁Key Benefits

₹1.20 lakh for general BPL families
₹1.75 lakh for SC/ST BPL families
Free 30 sq m pucca house
Convergence with central PMAY-G for additional funds
Priority to widows, disabled, and destitute

✅Eligibility Criteria

1
Must be SECC-listed BPL family in rural Karnataka
2
Houseless or living in kutcha/dilapidated structure
3
Must own or have right to land for construction
4
Priority to SC/ST, widows, disabled, and flood/landslide affected

🤖

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📝How to Apply

❓Frequently Asked Questions

What is the benefit under PMAY?

Under Pradhan Mantri Awas Yojana, eligible beneficiaries get assistance of ₹1.5 lakh (rural) or subsidy on home loans (urban). The scheme aims to provide 'Housing for All' by 2024.

Who is eligible for PMAY?

EWS (income up to ₹3 lakh/year), LIG (₹3–6 lakh/year), and MIG (₹6–18 lakh/year) households who do not own a pucca house anywhere in India are eligible.

How to apply for PMAY?

Apply online at pmaymis.gov.in or visit your nearest CSC (Common Service Centre), Bank, or Urban Local Body office. You need Aadhaar, income certificate, and property documents.

Can I get PMAY benefit if I already have a home loan?

Yes, under CLSS (Credit Linked Subsidy Scheme) of PMAY, you can get interest subsidy on existing or new home loans if you haven't availed any central government housing scheme earlier.